Emerick Financial Planning remains ready to serve you throughout the COVID-19 outbreak and corresponding official restrictions on business activities.  We continue to be available during normal business hours by phone or email, as well as after hours by voicemail message.  For current clients, we have the capability to conduct meetings virtually by video conferencing and other electronic means.  Please don’t hesitate to contact us if you have any questions about your financial planning and investment advisory needs.

Insurance Review

One of the greatest threats to your family’s long-term financial well being is a significant financial loss due to death, disability, medical issue, or lawsuit. We will review each of these risk areas and help you determine which risks to cover through insurance and which you may choose to self-insure. We can advise on types and amounts of insurance, and work with your insurance agent (or refer you to one) to help choose specific policies and features. Our main goal is to make sure you have the right amount and type to minimize your risk at a cost that works with your overall plan. As with other financial products, Emerick Financial Planning receives no commissions or fee splits on any insurance that we recommend.

The types of insurance we typically review include:

  • Life
  • Health
  • Disability
  • Long-term Care
  • Personal Liability