Emerick Financial Planning remains ready to serve you throughout the COVID-19 outbreak and corresponding official restrictions on business activities.  We continue to be available during normal business hours by phone or email, as well as after hours by voicemail message.  For current clients, we have the capability to conduct meetings virtually by video conferencing and other electronic means.  Please don’t hesitate to contact us if you have any questions about your financial planning and investment advisory needs.

Why Choose Us


Emerick Financial Planning, LLC is:

We are not affiliated with any financial firm, brokerage, or insurance company, allowing us to provide advice free from conflict of interest from third parties. We receive no commissions, kickbacks, or other financial incentives from financial companies, freeing us to recommend whatever is in your best interest, because the only one who pays us is you.

As a CERTIFIED FINANCIAL PLANNERTM professional, Carl believes that financial decisions are best made in the context of a person’s overall financial situation and priorities. Before formulating specific recommendations, we will thoroughly analyze the details that may affect each decision to make sure that the various areas of your financial life fit together.

Carl has more than 30 years of experience in the financial services field, the last 20 years in personal financial planning and investment management. He has a Bachelor's degree in Accounting and a Master's degree in Financial Planning, as well as the CPA and CFP® designations. Carl has previously been with a large national wealth management firm and has been a partner in a small financial planning practice, serving clients from all walks of life during that time.

We formulate recommendations that are based on your goals, not on any proprietary financial products or services. Identifying, quantifying, and prioritizing your various goals is a crucial and integral part of the financial planning process. While it is tempting to dive straight into particular investments, tax strategies, and insurance products, we keep in mind that these are tools that we apply to helping you achieve your goals, and are best discussed after we know what you are trying to accomplish.

As a CERTIFIED FINANCIAL PLANNERTM professional, Carl has taken a fiduciary oath, legally binding him to put your interests above his own. Many advisors are not fiduciaries and do not have this obligation. In fact, they may be required to put the interests of their employers ahead of yours.  At Emerick Financial Planning we have gladly signed a fiduciary oath that confirms our commitment to giving you advice that is in your best interest.

From a full, broad-based financial plan to focusing on a single issue on an hourly basis, we can provide the advice and direction you need to accomplish your goals. In addition, we can help implement the recommendations that we make, if you choose.  At Emerick Financial Planning, we have no investment, income, or net worth minimums, so we can help almost anyone.